Personnel Pride!

Proudly Personal

Meet Karimah!

Business Analyst
At our Chadds Ford, Pennsylvania location since March 2013

Headshot for Karimah Ryans

Meet Karimah, Business Analytics Supervisor since March 19, 2013. When circumstances required Karimah and her family to relocate to a new city, she found herself searching for a new position for the first time in 10 years. Thanks to a serendipitous job listing with, Karimah was introduced to a new career at Flagship.

In her own words.

There was a lot of hesitation for me when I started in this role. For most of my career, I’d worked in mortgage-backed securities at Wells Fargo, which is a huge corporation. Coming from a company where there were tons of other analysts to a smaller organization -- where I would be one of the only ones managing the reporting for the sales team -- made me nervous to have all eyes on me. But the experience turned out to be the opposite of what I was expecting. I like knowing that I’m not one of hundreds of people all doing the same thing. Here, at Flagship my voice is heard. I feel that my role is impactful and appreciated by the Sales Team. Most of the sales reps work in the field and they are disconnected from the office. It is a great feeling to know that the sales reporting gives them a sense of connection to what’s happening here, at the corporate level.

There are always pros and cons of leaving a large company to work at a smaller one, but I’ve found I like being part of a smaller team. At a big corporation every day is the same--monotonous. At Flagship, every day is different. The differences from day to day are fun, intriguing and exciting! I look around and honestly, I’m amazed at the growth this company has seen in three short years! We had about 25 sales reps when I started….now we have close to 100. That’s a HUGE increase. But even in light of the crazy growth, our team culture still feels like my extended family, that’s thanks in large part to our EVP, Jeff Haymore. He does a great job making sure we stay true to what’s really important.

Working at Flagship has made such a difference in my career and my life. I’ve been afforded so many opportunities and I am blessed to work with such an amazing team ...I’ll always be grateful! They say, “The bigger the challenge, the bigger the opportunity to grow.” Well, I am truly looking forward to new challenges and even bigger opportunities ahead with the sales team.

Thank you for being a part of our Flagship family, Karimah!

Are you ready to join us? View the list of available opportunities at the various Flagship locales.

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Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit throughout the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that complies with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to comply with the letter and spirit of FC Laws. The goal of the Program is to carry out Flagship's commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and demanding of compliance. The Program applies to all aspects of Flagship's operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services offered by Flagship, and across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.


Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.