Personnel Pride!

Proudly Personal

Meet Tom!

Senior Funding Analyst
At our Chadds Ford, Pennsylvania location since January 2015

Headshot for Tom Zamonski

Meet Tom, Senior Funding Analyst since January 22, 2015. After graduating from Temple University with a degree in Journalism, Tom decided to pursue a career path that would offer a level of financial security. Thanks to a fortuitous placement from a staffing agency and a helpful former co-worker, he was able to turn his temporary position at another auto finance company into a full-time job at Flagship

In his own words.

My time at Flagship has been exciting. Soon after I started -- about seven months or so -- the company signed a big deal with AutoNation. I was given the responsibility of acting as the go-between for all the East Coast AutoNation locations and Flagship. That meant I had to be in constant contact with both companies to keep the information flowing so they could broker the deal. That first deal went so well, the other regions of AutoNation soon followed. That’s pretty good for a guy who never felt comfortable talking on the phone until I started here!

One of the things I appreciate about Flagship is the fact that they go out of their way to recognize hard work. In less than a year -- I’m really proud to say -- I was promoted from an entry level to a senior level position! Even better is we can count on bonuses when we hit our goals; I’ve reached the top bracket doing about 9 deals a day -- 6 deals a day is average -- almost every month.

There’s also a really great family atmosphere here, a sense of teamwork. In a lot of companies the executives don’t seem to care about the employees, but it’s not that way at Flagship. Here they make it a point to keep everyone updated with what’s going on with the company through quarterly town hall meetings...and it doesn’t really matter who you pass in the hallway, you’ll nearly always receive a “hi”.

I’m lucky enough to be in a department where the majority of people are around my age, so we all go out after work and generally just hang out together. It feels like I’ve made good friends here, not just people I “work with.”

Thank you for being a part of our Flagship family, Tom!

Are you ready to join us? View the list of available opportunities at the various Flagship locales.

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Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit throughout the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that complies with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to comply with the letter and spirit of FC Laws. The goal of the Program is to carry out Flagship's commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and demanding of compliance. The Program applies to all aspects of Flagship's operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services offered by Flagship, and across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.


Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.