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Latest News & Press Releases
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[PR] Flagship Credit Acceptance Welcomes New CEO, Board Member
July 18, 2019
CHADDS FORD, PA – July 18, 2019 – Flagship Credit Acceptance LLC ("Flagship" or "the Company"), a leading auto-finance provider, today announcedthat Bob Hurzeler is joining the Company as its Chief Executive Officer and as a member of its Board of Directors.
[PR] Flagship volunteers with RMHC in D.C.
February 20, 2019
Flagship volunteers lend a helping hand to D.C. families in need.
KBRA Assigns Preliminary Ratings to Notes Issued by Flagship Credit Auto Trust 2018-4
November 12, 2018
As of the October 31, 2018 initial cutoff date, FCAT 2018-4 contained $239.97 million of receivables originated from both the Flagship Credit Acceptance (FCA) and CarFinance Capital LLC (CarFinance) branded origination channels and will contain $299.96 million after completion of the pre-funding period.
[PR] Flagship Collaborates with SMU Cox School of Business
June 20, 2018
Flagship risk assessment team members, Senior Business Strategy Manager Tsungi Kajese and Business Strategy Analyst Taylor Shekels, worked with SMU Cox students to construct models using real-world, anonymized and non-identifiable loan application data.
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Fair Lending Policy
Flagship Credit Acceptance LLC ("Flagship") is committed to maintaining a culture of fair lending throughout the organization. The Company adheres to a fair lending policy which requires that credit decisions be made without regard to a consumer’s race, color, religion, national origin, sex, gender identity, sexual orientation, military status, marital status, or age (provided that the consumer(s) has the capacity to enter into a binding contract); the fact that all or part of a consumer’s income derives from any public assistance program; the fact that the consumer(s) has in good faith exercised any right under the Consumer Credit Protection Act; any other prohibited basis under federal, state, or local law; or any other factor that is not related to the consumer’s credit worthiness and ability to repay (the “Fair Lending Policy”). The Fair Lending Policy applies to all aspects of Flagship's operations and all services offered by Flagship. It applies across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and it also applies to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.
Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.
Our Lending Philosophy
A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.
Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.
At Flagship we believe a borrower’s credit past shouldn’t dictate their future.
Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding
Fair Lending compliance, ensuring our customers are always treated professionally and consistently.