Auto Financing…made simple

Payment Center

Flagship welcomes our customers to a new state of the art self-service platform.

  • Make a payment on your account
  • Set up recurring ACH.

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Dealer Center

Interested in working with Flagship?
Interested in enrolling in our preferred military lending program?
Already one of our dealer partners?

Find all applicable program information, active promotions, necessary forms, and/or contact information here.

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Customer Center

Have a loan with Flagship or through one of our affiliate partners?

Find resources for managing your account, contact information, valuable tools and resources here.

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We will continue our endeavor to create long-term value for all those who have a vested interest in our company.

Latest News & Press Releases

  • [PR] Flagship Collaborates with SMU Cox School of Business

    June 20, 2018

    Flagship risk assessment team members, Senior Business Strategy Manager Tsungi Kajese and Business Strategy Analyst Taylor Shekels, worked with SMU Cox students to construct models using real-world, anonymized and non-identifiable loan application data. 

  • [PR] Flagship Credit Acceptance Improves Online Customer Portal

    June 20, 2018

    Flagship teams up with DataOceans to offer customers the most comprehensive and intuitive experience in our industry. The new digital account management portal offers dozens of new features and benefits on a mobile-ready platform. 

  • Garage Youth Center raises more than $20,000 at Spring Fling

    May 28, 2018

    The event and raffle combined generated over $20,500 for The Garage. The Garage plans to use the funds for after school programming, which serves over 500 students and includes homework help and tutoring, a daily academic STEAM (science, technology, engineering, art and math) activity, mentor program, boys and girls programs, community service opportunities, Nutrition Kitchen, career exploration, post- secondary counseling, and internships.

  • The Garage partners with Flagship Credit Acceptance

    May 16, 2018

    The company's partnership with The Garage extends much farther than the upcoming raffle and community event. Flagship began offering volunteer time off (VTO) for its associates to work at The Garage’s functions in January 2016, which enabled its employees to get involved with The Garage’s annual holiday auction.

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Automatic Bill Pay

Paying your bill every month
is as easy as click, sign, submit.

Setup Today

At Flagship, it's easier than ever to manage your accounts!

  • Enroll

    Visit to set-up your personal account management dashboard.

  • Save Time & Money

    Sign up for automatic payments and say goodbye to one-time payment fees and late payments.

  • Go Green

    When you register to receive electronic statements, we’ll send them to your inbox, not your mailbox.

  • Access Anywhere

    Mobile friendly, so you can pay & view your bill at your desk or on the go!

Get started now


Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit throughout the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that complies with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to comply with the letter and spirit of FC Laws. The goal of the Program is to carry out Flagship's commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and demanding of compliance. The Program applies to all aspects of Flagship's operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services offered by Flagship, and across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.


Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.