Dealers

Providing unmatched one-on-one service.

Dealers trust us to provide flexible credit options, competitive pricing and superior one-on-one service.

As a nationally licensed, full-service specialty finance lender, our dealer clients trust us to provide exemplary customer service, attractive pricing and terms.


At Flagship, we pride ourselves on the level of service and active collaboration we maintain with our dealers.

At Flagship, we believe the servicing of our dealers requires an integrated team across the Sales, Credit and Funding departments.

When it comes to dealer service, Flagship assigns dedicated teams to cover the process in its entirety — from application submission through funding. While this approach ensures a unified, consistent experience for the dealer, it’s also something we believe serves to reinforce the overall relationship.


Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in “common sense” lending, a philosophy of reviewing the application as a whole and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

For details on our program, download our Program Guidelines from DealerTrack (opens in a new tab) or RouteOne (opens in a new tab), or contact our Sales team for more information today.

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Key Program Features

Vehicle Valuations — We Let You Choose!

At Flagship, we won’t force you to value the collateral according to our preferred guidebook. Instead, we leave the choice in your hands. When submitting a contract, simply include the appropriate vehicle valuation using NADA, Kelley Blue Book, or Black Book.

Please note that we default to NADA clean trade.

Online Application Submission

Flagship currently accepts applications using DealerTrack, RouteOne, Dealer Portal or CUDL.

Preferred Dealer Status

Simply fund four or more contracts with Flagship the preceding month or 12 or more contracts in a rolling calendar quarter to receive “Preferred Dealer Advantage Status” – which includes lower fees, increased back-end, as well as other key benefits. (For multi-store dealer groups, four or more per month or 12 or more in a rolling calendar quarter per store). Contact your ASM or ISM to learn more!