Dealers

Dealer partners trust us to provide flexible credit options, competitive pricing and unmatched one-on-one service.

As a nationally licensed, full-service specialty finance lender, our dealer clients trust us to provide exemplary customer service, attractive pricing and terms across a wide credit spectrum.

Building dealer partnerships for 30 years

Flagship’s leadership in the industry starts at the top…always trying to find a way…empowers everyone at the company to focus on what they do; finance automobiles and fund the dealerships. They are an integral part of our success!"

—John Eric, Dale-Atlas Auto: Mesa, AZ

News and Noteworthy

Dealer Resources


Flagship Rewards

Enter Rewards Site

Flagship prides itself on its level of service and the active collaboration it maintains with its dealers.

At Flagship, we believe the servicing of our dealers requires an integrated team across the Sales, Credit and Funding departments.

When it comes to dealer service, we assign dedicated teams to cover the process in its entirety — from application submission through funding. While this approach ensures a unified, consistent experience for the dealer, it’s also something we believe serves to reinforce the overall relationship.

Learn more about the Flagship triangle of coverage by choosing one of the areas above.

Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

For details on our program, download our Program Guidelines from DealerTrack or RouteOne, or contact our Sales team for more information today.

Already an active Flagship dealer? Enter our Dealer Resources area.

Fair Lending Policy

Flagship Credit Acceptance LLC ("Flagship") is committed to maintaining a culture of fair lending throughout the organization. The Company adheres to a fair lending policy which requires that credit decisions be made without regard to a consumer’s race, color, religion, national origin, sex, gender identity, sexual orientation, military status, marital status, or age (provided that the consumer(s) has the capacity to enter into a binding contract); the fact that all or part of a consumer’s income derives from any public assistance program; the fact that the consumer(s) has in good faith exercised any right under the Consumer Credit Protection Act; any other prohibited basis under federal, state, or local law; or any other factor that is not related to the consumer’s credit worthiness and ability to repay (the “Fair Lending Policy”). The Fair Lending Policy applies to all aspects of Flagship's operations and all services offered by Flagship. It applies across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and it also applies to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.

×

Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

×